AML Compliance Services in Dubai, UAE

AML policy, risk assessment and goAML reporting for businesses in Dubai. End-to-end anti-money laundering compliance support.

As your AML consultant in the UAE, we assess your risk exposure, put a compliant policy and customer due-diligence process in place, and manage your ongoing reporting obligations for Designated Non-Financial Businesses and Professions (DNFBPs) in Dubai and across the UAE, including goAML registration where required.

AML compliance is assessed and enforced by the UAE’s regulators, and penalties for non-compliance can be significant, so a policy that exists on paper but is not followed in practice is often treated the same as having none at all. We build your AML policy for DNFBPs and the supporting process together, then help you keep both current.

Who Is a DNFBP?

Businesses commonly caught include real estate agents and brokers, dealers in precious metals and stones, accountants and auditors, corporate service providers and certain legal professionals. If your licence includes one of these activities, AML obligations apply to you.

What a Compliant Programme Includes

A written AML policy approved by senior management
An enterprise risk assessment
Customer due diligence, including beneficial ownership checks
Sanctions screening
A Compliance Officer and staff training
Suspicious transaction reporting through goAML

goAML Registration and Reporting

Regulated businesses register with the UAE Financial Intelligence Unit through goAML and file the relevant reports, including suspicious transaction reports and, for dealers in precious metals and stones, reports on cash transactions above the threshold. We keep your UBO declaration consistent with your due diligence files.

This service is part of our UAE Tax & Compliance practice. See the full overview: Corporate Tax Registration & Filing Services in the UAE.

Often needed together with: VAT Services & Filing in Dubai, UAE, UBO Declaration & Register Services in the UAE, Country-by-Country Reporting (CbCR) Services in the UAE.

Also see: Accounting & Bookkeeping Services in Dubai, External Audit Services in the UAE.

Where We Provide This Service

Accounting services in Bur Dubai · Accounting services in DMCC · Accounting services in JAFZA · Accounting services in IFZA · Accounting services in Meydan · Accounting services in Abu Dhabi · Accounting services in Sharjah

Key Benefits

Risk assessment tailored to your sector
AML policy and customer due-diligence procedures
goAML registration and reporting support
Staff training on red flags and reporting duties

Our Process

Assess AML risk exposure
Draft policy and due-diligence procedures
Register and configure reporting channels
Ongoing monitoring and reporting support

Frequently Asked Questions

Which businesses need AML compliance in the UAE?

Designated Non-Financial Businesses and Professions (DNFBPs), which includes real estate agents, dealers in precious metals and stones, corporate service providers and certain other sectors, are legally required to have AML measures in place.

What is goAML and do I need to register?

goAML is the UAE's platform for filing suspicious transaction reports and related submissions to the Financial Intelligence Unit. If your business falls under the AML regulations, registration on the platform is required.

What does an AML policy actually need to cover?

At minimum, a risk assessment, customer due diligence procedures, record-keeping practices and a process for identifying and reporting suspicious activity. We draft this specific to your sector rather than using a generic template.

What happens if we are found non-compliant?

Penalties can be substantial and are applied per violation, and repeated or serious non-compliance can affect your trade licence. Having a documented, followed policy is the main defence.

Do you provide staff training as part of this service?

Yes. Training your team to recognise red flags and follow the reporting process is part of the engagement, not a separate add-on.

How often does an AML policy need to be reviewed?

At least annually, or sooner if your business activities, customer base or risk profile changes materially. We build a review into the ongoing engagement rather than leaving it as a one-time document.